Front Tire Size:
Rear Tire Size:
Your Vehicle:
On tire sidewall
Inside the door jamb
Your Vehicle:
LEASE-TO-OWN THE AUTOMOTIVE PRODUCTS YOU WANT!
Your affordable pathway to owning the products you want
BUYING NEW TIRES USING AMERICAN FIRST FINANCE
*Approval is possible without a FICO® Score, but credit history may be checked.
A lease-to-own program allows you to make lease payments and gives you the option to own your rented products.
Yes — in fact, there are three possible options to own the merchandise on your lease-to-own account. After the end of the initial term, you may take advantage of the Early Buyout Option within the first 90 or 101 days, depending on your agreement, or, after the Early Buyout Option Period has passed and prior to the end of your agreement, you may exercise the Early Purchase Option. Exercising either the Early Buyout Option or the Early Purchase Option will enable you to own the merchandise in your possession, instead of just rent it. You may also own the merchandise by paying to the end of your agreement term.
Here's an example of how much it would cost to own your lease-to-own merchandise through exercising the Early Buyout Option.
To own merchandise with a cash price of $1,000, you may exercise the Early Buyout Option by paying off in the first 90 or 101 days (depending on your agreement) the sum of the $1,000 cash price, plus sales tax, a Early Buyout Option fee, and other applicable fees (e.g., LDW fees, Late Fees, and NSF fees).
Refer to your agreement for the exact number of days of the Early Buyout Option Period and other important details.
No. Products serviced by American First Finance are competitively priced. However, your product will cost more than the retail price or cash price since fees and charges apply in accordance with your agreement.
The Early Buyout Option is an option to own the merchandise through paying off in full the cash price of the merchandise, sales tax, any Early Buyout Option fee, and applicable fees (e.g., Late Fees, Liability Damage Waiver (LDW) fees if LDW coverage was selected, and NSF fees) within the first 90 or 101 days of your lease-to-own agreement. Your exact Early Buyout Option Period is provided in your agreement, but you may also contact American First Finance and one of our representatives can provide this information to you.
You are not obligated to exercise the Early Buyout Option—it's completely optional.
How to Qualify for the $50 Offer
- Add items to your cart and begin checkout.
- Select PayPair and apply for financing.
- If you’re approved by a participating lender, you’ll see a $50 promotional rebate applied to your order total.
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To receive the $50, you must:
- Complete your purchase with a qualifying lender,
- Agree to the loan terms,
- And make the required number of consecutive on-time payments, as specified by the lender.
Note: Offer available only through select lenders. Additional eligibility requirements and conditions apply. Rebate may be issued after verification of qualifying payment activity. Terms subject to change.
How to Purchase Tires and Wheels
With a Payment Plan
Tire Agent's payment plans make it easy to get the best partial or full set of tires and wheels for your vehicle.
It's fast, secure and won't affect your credit score
Match with multiple lenders
Why Choose PayPair?
No Money Down
No Credit Needed
Early Buyout Options
Flexible Payments
PayPair’s Partners and Plans
No Money Down
No Money Down
No Credit Needed*
No Money Down
$1 to Start!*
No Money Down
No Credit Needed*
$1 to Start!*
No Money Down
Other Payment Plans
$0 to Little Down
Pay with your bank account
Simplified checkout experience
Faster and easier than using cards or cash
Simplified checkout experience
Faster and easier than using cards or cash
*SNAP: The advertised service is a lease-to-own agreement provided by Snap RTO LLC. Lease-to-own financing is not available to residents of Minnesota, New Jersey and Wisconsin. NO CREDIT NEEDED: Not all applicants are approved. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with applications, and your score with those agencies may be affected. PAYMENT PLAN: The standard plan consists of renewable lease terms. To exercise an early ownership, consumers must make regular payments on time and schedule additional payments via the customer portal or by contacting Customer Care at 1-877-557-3769. KATAPULT: The Promotional Initial Payment (plus any applicable taxes and fees) is due at lease signing. Your lease-purchase payment amount will be determined after you select your product(s). You will not acquire ownership of the product(s) if the total amount necessary to acquire ownership is not paid. The Promotional Initial Payment does not reduce the cost of the lease-purchase agreement. The Promotional Initial Payment is only available when shopping at Tire Agent through the Katapult mobile app and at Tire Agent’s website. Product pricing subject to change and availability. Disclosure: 90-day early purchase option (EPO) terms and conditions apply: Connecticut, Hawaii, Indiana, Iowa, Maine, Michigan, Nebraska, South Carolina and West Virginia: During the first 90 days, your EPO price will be the sum of the leased item’s cash price, 5% of cash price, and $45, less all lease renewal payments made (excluding any tax or fees paid), plus sales tax. California: During the first 3 months, your EPO price will be the item’s cash price less all lease renewal payments made (excluding any tax or fees paid), plus sales tax. All other states: During the first 90 days, your EPO price will be the leased item’s cash price, plus 5% of cash price, less all lease renewal payments made (excluding any tax or fees paid), plus sales tax. PROGRESSIVE: Ownership by rental/lease agreement with Progressive Leasing costs more than the retailer’s cash price. Select items only. Cancel or purchase early at any time. Not available in MN, NJ, VT, WI, WY. Progressive Leasing obtains information from credit bureaus. Not all applicants are approved. Standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early or to cancel lease, you must call 877-898-1970. Retailer cannot activate early purchase options.